Cash Withdrawal
You can use your card at any bank’s ATM which is in the NFS network. Look for RuPay logo displayed at the ATM. This logo indicates that the ATM is in the NFS network.
Step 1: Insert your card into the slot provided. If the ATM has a dip reader, insert the card into the slot and pull it back. If the ATM has a motorized card reader, your card will be retained in the ATM till the transaction is completed.
Step 2: The ATM will prompt you to select your preferred language.
Step 3: Next, the ATM will prompt you to enter your PIN.
Step 4: If the PIN is correct, you will be provided with a list of transaction options, viz.: Fast Cash, Cash Withdrawal, Balance Enquiry, Mini Statement, Change PIN. Select your desired transaction and follow the instructions.
Step 5: In case of cash withdrawals your account with The Kakinada Co-operative Town Bank Ltd., will be debited online with the amount of withdrawal.
Step 6: After you complete the transaction at an ATM having a motorized card reader, collect your card as soon as it is ejected (within 30 seconds) or else it will be retained by the ATM. If your card gets retained, please contact the ATM linked branch or the card issuing branch.
NOTE:
1. You can withdraw cash of a minimum Rs. 100/- to the maximum limit prescribed for the type of your account. Please go through the Tariff Sheet in the previous column for the charges applicable.
2. Enter your PIN correctly. If you enter a wrong PIN three times repeatedly, your card will get blocked for the day. In such a situation, contact the bank immediately.
3. Bank will not be held responsible for any unauthorised transactions on the card.
Important: As per RBI mandate, any cash left behind in the ATM tray will not be taken back by the ATM. Uncollected cash can be taken by the next person using the ATM. Bank will not be liable for any financial loss.
Terms & Conditions
- Bank reserves the right to approve or decline any transaction. The card holder cannot later deny any instruction given for this card.
- Bank reserves the right to start new services for the card or to stop any existing service as and when required.
- Bank reserves the right to change the Terms & Conditions of ATM and POS services anytime.
Tariff
| Transactions | Financial (Cash Withdrawal) | Non-Financial(Balance Enquiry, PIN Change, Mini Statement) |
|---|---|---|
|
KCTB Bank’s ATM
First 3 transactions of the month (financial & non- financial) in metro cities and first 5 transactions of the month (financial & non-financial) in non metro cities |
Free | Free |
|
Other Bank’s ATM
After first 3 transactions and first 5 transactions in metro & non metro cities respectively in a month |
Rs. 17 per transaction + GST | Rs. 6 per transaction + GST |
| Annual Fee | Rs. 118/- |
|---|---|
| PIN Replacement Charges | Rs. 30/- |
| Card Replacement Fee | Rs. 200/- |
| Cash Withdrawal Transaction Limit at ATM | Rs. 30,000 |
|---|---|
| Purchase Transaction Limit at Merchant Establishment** | Rs. 50,000 |
*GST extra. **When enabled.